Build a karmic account

Karma means action when loosely translated and is the main principle in many eastern traditions. We spend a lot of time doing many things to gather material wealth but forget that we need to work on an account that shall eternally remain with us which is our karmic account. This may sound simple but is quite complex to create unless our intent is positive and spiritual. This is something we all can work on to ensure we leave a better world behind us and take with us the balance of good deeds we have worked on and built. This is indeed the design and law of the universe, so the sooner we understand it the sooner it is likely to take place. This does require looking afresh at the universe with a new angle and perspective. After this is done, opportunities will automatically come to us again through the universe for us to notice and work on. The same opportunities were there earlier but as our perception was not ready, they were more often than not ignored. As they are now noticed, they shall get the attention they deserve and usually, more such oppottunities shall also keep presenting themselves to us. We shall thus keep building a karmic account with a lot of credits in our account and minimal debits. This shall indeed result in us returning to our creator with a report we shall be proud to present for again our real report consists only of our deeds or karma.  

Building a karmic account—whether in a spiritual, ethical, or metaphorical sense—means cultivating a record of your actions (good or bad) that influences your future experiences. The concept is rooted in karma, a principle from Hinduism, Buddhism, and other Eastern philosophies, which suggests that your intentions and deeds shape your destiny. 

Here’s how you can build a positive karmic account: 

1. Practice Good Intentions & Actions 

• Engage in selfless acts (helping others without expecting reward). 

• Show kindness, compassion, and generosity in daily life. 

• Avoid harmful actions (lying, stealing, harming others). 

2. Live with Mindfulness 

• Be aware of your thoughts, words, and deeds—karma starts with intention. 

• Reflect daily: "Did my actions today contribute positively?" 

3. Balance Your Karmic Debts 

• If you’ve wronged someone, make amends (apologize, correct mistakes). 

4. Cultivate Positive Energy 

• Meditate, pray, or practice gratitude to align with higher virtues. 

• Surround yourself with positive influences (people, environments, habits). 

5. Understand the Law of Cause & Effect 

• Patience is key; karma may not manifest immediately but unfolds in time. 

6. Release Attachments to Outcomes 

• Keep doing good without expecting anything. 

• Trust that the universe (or your spiritual belief system) balances karma. 

7. Keep Growing Spiritually 

• Seek wisdom (through scriptures, mentors, or introspection). 

• Strive for dharma (righteous living) in your personal and professional life. 

Essentially, a karmic account isn’t a literal ledger but an energetic imprint of your life’s choices. By consciously choosing goodness, you "deposit" positive karma, which can lead to peace, fulfillment, and a brighter future. 

By Jamuna Rangachari